How long before income starts coming in? How long before you can stop worrying about how bills get paid or how much longer you can wait?

The reality is that getting SSD benefits in South Carolina is often a long process. At McChesney & Ours, P.C., we help clients across South Carolina understand what to expect and how to have the best chance at winning.

The SSD Application Timeline in South Carolina

Social Security Disability claims move through several stages. A few cases are approved early. Most are not. Knowing the typical timeline at each stage can help you set realistic expectations.

Initial SSD Application

The first step is filing your initial SSD application. This can be done online, by phone, or through a local Social Security office. In South Carolina, an initial decision typically takes 18-24 months though it can take longer depending on medical records, exams, and overall workload at Disability Determination Services.

Many first-time applications are denied, often not because someone is not disabled, but because medical evidence does not clearly meet Social Security’s standards.

Reconsideration Appeal

If your initial application is denied, the next step is reconsideration. This is a formal appeal asking Social Security to review the claim again. Reconsideration decisions in South Carolina often take an additional 14-18 months.

Denials are still to be expected in most cases at this stage. While discouraging, this is a normal part of the SSD process for most people.

Hearing Before an Administrative Law Judge

If reconsideration is denied, you can request a hearing before an administrative law judge. This stage can also take a while. Due to scheduling backlogs, it may take a year or more to get a hearing date in South Carolina.

This is also the stage where many claims are finally approved, especially when medical evidence is clearly presented and the case is properly prepared.

Why Working With a South Carolina SSD Lawyer Matters

At McChesney & Ours, P.C., we help clients by:

  • Making sure medical evidence clearly connects conditions to work limitations
  • Tracking deadlines and appeal windows
  • Preparing clients for hearings and questions from judges
  • Communicating with Social Security on your behalf

Our role is to guide you through the process while you focus on your health and day-to-day needs.

What This Means for You Right Now

Waiting on SSD benefits is not just about paperwork. It affects how you pay rent, cover medical care, and support yourself or your household while you’re unable to work. Understanding the timeline allows you to plan, explore short-term options, and avoid giving up too early in the process.

Many people who ultimately receive benefits did not get approved the first time. That does not mean your case is weak. It often means the system requires persistence and proper advocacy.

Talk With McChesney & Ours, P.C. About Your South Carolina SSD Claim

If you’re applying for Social Security Disability benefits or waiting on an appeal decision, McChesney & Ours, P.C. can help you understand where your case stands and what comes next. Starting a conversation about your situation can bring clarity during a time when answers feel hard to come by.