Answers to your questions about social security disability.

Supplemental Security Income Information

The Social Security Administration has two types of programs designed to help disabled people.

One type, the Social Security Disability programs, help people who are disabled and have worked enough, and sometimes their spouses, children, widows, and widowers.

The other type is Supplemental Security Income. Most people call this program SSI.

SSI is for people who are disabled and have not worked enough to get benefits on their own earnings record. In order to qualify, it is not enough to show that you are disabled. You must also show that you and your spouse, and your parents if you are under 18, have limited income and limited "resources," meaing property and money.

The test for proving disability under the SSI program is the same as it is for Social Security disability, and the main subject of this site is how to prove disability.

But for SSI, you also have to prove you have limited income and resources.

If you are told that you do not have enough resources to get SSI, you should not stop trying for that reason. You can often adjust your income and resources to become qualified. In general, you can almost always become qualified if the problem is excess property, money, or resources. Excess income is a harder problem that can sometimes be solved.

We discuss the solution to these problems on the forum; please click here to go to that page.

In many parts of the country, private lawyers do not handle SSI claims; in other areas some lawyers do and some do not. Legal Aid often handles SSI claims. If one lawyer says he does not handle these claims, and you need a lawyer, do not give up; sit down and go through the phone book.

Most people are sure they are disabled, but confused about which program might apply to them. If you find it impossible to work, I suggest that, you assume that one of the programs would apply to you, and go ahead and apply under all programs. If you are told that you do not qualify, appeal and hire an attorney. Do not give up because you are told that you have too much income, too many resources, or have not worked enough to qualify for Social Security disability, until you have talked to at least one and perhaps several attorneys.


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