    
anntaylor
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, September 18, 2001 - 12:09 am: | 
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43
yr old woman - (high school plus 2 yrs bus. college, mostly
on-job-training) selfemployed with husband in fin'l services business
with other employees and prof'l office space for 6 years, prior to that
employed long-term as tax prof'l. substantial client/public contact in
both scenarios. 2 yrs ago doctor severed my sphincter muscle during
birth of my child. resulted in total anal incontinence (among other
injuries due to forceps for which a total pelvic reconstruction and
partial hysterectomy is required) was on antidepressants for awhile,
fear/hate of doctors kept me from pursuing surgery, now preparing for
upcoming surgery - prognosis for control of incontinence is not good
due to nerve damage. maybe 20% chance of success. have accumulated over
20 credits according to ssa statement. have not filed tax returns since
1998 - can and will show income split between spouse and me. have tried
to continue working finding it very difficult, depression and anxiety,
anxiety affects my metabolism and creates more problems with
incontinence. do not eat during the day - only when at home; do not go
out on excursions alone (i.e. grocery shopping is always with one of my
older kids in case of accident and have to leave store quickly, etc.)
lack of concentration, thought process,etc. have exhausted my abilities
to continue working with this 24 hrs a day. if i cannot continue in my
business, i certainly cannot work at a regular office for strangers.
have read that an attempt to work is not necessarily negatively
considered by ssa in determining eligibility. live in upstate ny. no
resources such as savings, etc.; no assets other than our house and one
car - live from the net income from business. chance of qualifying?
Reply by Paul
Yes; be sure your doctor is prepared to back you up strongly and that
you have a good attorney. Fecal incontenence can be disabling. A self
employed person that does not make a profit can sometimes claim
quarters of coverage; be sure to ask your accountant about this; you
need to continue to earn quarters if possible. I would hire an attorney
immediately. Take care. |
