| Author |
Message |
    
Anonymous
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, February 15, 2001 - 4:14 pm: | 
|
Can a medicaid receipent also purchase private insurance to cover things medicaid does not cover?
Dental, quality mental health services, etc.? |
Paul McChesney
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, February 16, 2001 - 5:37 am: |
|
Yes, in theory, if an insurer will sell you insurance. Consumer Reports
has done several articles on Medicare supplement policies. You might
look up those articles and contact those companies.
Most
people who qualify for medicaid have a low enough income to qualify for
local charity medical programs. United Way is often a good place to ask
to find out what programs are avaiable locally.
Please let us know how your search goes. |
Sharon Stewart
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 26, 2001 - 7:55 am: |
|
My sister-in-law has been receiving widows benefits since she was 60. She is now 63. Is she entitled to Medicare Part A? |
Paul McChesney
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, February 26, 2001 - 8:45 pm: |
|
She should be eligible when she becomes 65, I am afraid. This is a
serious problem for many. She may file for Social Security disability
and SSI and get Medicare and Medicaid under those programs; but she
will have to show she is disabled. There are many different ways to
qualify for Medicaid, and it might be worth checking in to those.
You should look to local charitable and state programs to fill this coverage gap. They do so poorly, I am afraid. |
Anonymous
Rating: 
Votes: 1 (Vote!) | | Posted on Tuesday, February 27, 2001 - 9:17 am: |
|
"There are many different ways to qualify for Medicaid." Would you explain this further? Thank you. |
Paul McChesney
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, February 28, 2001 - 6:33 am: |
|
I wish I could explain all the ways. There are about 20, they keep
changing, and most have nothing to do with Social Security. Some vary
state to state. Pregnant women who have an income of less than a
certain amount, and families on AFDC, to name several. I wish I could
tell you where to look for a complete answer. Please do search the web
for the answer, get back to this page with your findings, and I will
try to help further. |
Tom Lovelace
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, March 28, 2001 - 7:15 am: |
|
The first time I was denied SSD, the denial letter I received stated
that I may be eligeble for Medicaid. I immediately called and received
a form in the mail to apply. I was turned down and told that the only
way I could get Medicaid was if I was approved for SSD. Is this true? I
have 4 ruptured discs in my back and have to take medication around the
clock. I do not have insurance. What should I do? |
Paul McChesney
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, March 30, 2001 - 5:45 am: |
|
It
is difficult to get MEDICARE without winning your Social Security
disability claim. There are dozens of ways to get MEDICAID. In all
states, I think, Medicaid comes with SSI. In some states, you can get
Medicaid by proving to the state that you are disabled, whatever the
Social Security Administration says (For example, North Carolina). In
others, the state Medicaid determination must conform to the Social
Security determination about disability.
There are a number
of other ways to get Medicaid, too. Only some of them are nationwide. I
do not know all of the ways, myself. You might search the web on
Medicaid and share what you find here.
Good luck. |
daphna simpson
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, April 02, 2001 - 10:38 am: |
|
at age 45, if I qualifiy for disability payments, can I qualify for medicare?
I am unable to find health ins |
admin
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, April 08, 2001 - 9:10 pm: |
|
If you qualify for Social Security Disability, you will eventually
qualify for Medicare. If you qualify for Supplemental Security Income,
you will get Medicaid. There are a lot of other ways to get Medicaid.
It is very difficult to get health insurance if you are sick, and need it. This is outrageous, but there it is.
There
are sometimes other ways the sick can get medical treatment and
medications, if you cannot get Medicare or Medicaid. If you have
further questions, please look around the website, or ask. |
carolyn g. lewis
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, May 15, 2001 - 3:10 pm: |
|
what am i allowed to own if i am getting medicaid,such as a home.car boat land etc. |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, May 16, 2001 - 5:58 am: |
|
This is a short question with a long answer. You can get on Medicaid in
many ways. One of the requirements for almost all of them is that you
have limited resources. I don't know of any of them that count your
house as an asset at first (though there might be one). However, some,
but not all, of the Medicaid programs later consider payments they make
to be a lien against that house.
Beyond that, resources
allowed vary, I believe, from state to state. You will have to check
with Medicaid locally or perhaps a local attorney for specifics. |
David
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, May 23, 2001 - 7:49 pm: |
|
What type of health care will my 52 year old spouse receive if I am
approved for SSD and what does it cover or do you need to supplement it
with some other type of coverage you pay for. |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, June 01, 2001 - 6:48 am: |
|
None, I am sorry to say, under Medicare or the Social Security Act,
unless she is disabled and eligible herself under Social Security
Disability or SSI. She might be eligible for benefits under many other
programs, but they would be local to your state.
I have many
people who are hanging on desparately at work, with serious
impairments, because it is the only way they can get good health
insurance for a spouse who needs it. |
Cherie
Rating: N/A
Votes: 0 (Vote!) | | Posted on Friday, June 15, 2001 - 9:51 pm: |
|
My
mother in law is about to go on dialysis for kidney failure. Her
monthly diability check will be 778$.. she has no assets such as a car
or home, no bank accounts... nothing but that check. The is single and
lives alone. She has 12 different meds and three patches she takes a
day(22 pills a day) for her kidneys, heart, diabeties and high BP,
thyroid problems.
Does she qualitfy for south carolina
medicaid?..(or should she I know you can't tell based on that info). if
not what can she do for her medications?
Reply by Paul:
She
might. There are only a few ways to qualify for Medicare, but many to
qualify for Medicaid. She should apply. Legal aid, for which she
probably does qualify, is often pretty good at Medicaid issues.
She
should also call Communicare, a local SC program, whose number she can
get at DSS, and visit the www.needymeds.com website for help from the
drug companies. If anyone else knows of any other ways to get
medications, please post them here. |
Kem
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, July 24, 2001 - 12:07 am: |
|
I
live in South Carolina and have an attorney helping me with my
disability case. My husband works and makes good money but,with my
being out of work all of his paycheck goes to our bills.
I'm not getting my medication because we do not have the extra money and his insurance only covers so much.
Can I get assistance with Medicaid or something else while I'm waiting for my hearing?
Reply by Paul I would not give you legal advice; you should ask your lawyer. What help you can get varies state to state. |
Casey
Rating:
Votes: 1 (Vote!) | | Posted on Wednesday, August 15, 2001 - 8:45 am: |
|
Hi,
My
wife is disabled, and began receiving disability income and medicaid
last year. They said my income could not exceed $900 a month, so I have
deliberately worked less in order not to exceed this. Upon our Medicaid
check up this year, they denied my wife coverage, counting her
disability income of 600 against my 900 - I don't see how this is
possible when this is what they told me I could make the year before.
(south carolina medicaid) I was hoping you could give me some kind of
answers about this.
thanks,
casey
Reply by Paul
Medicaid is tricky. I would sit down with a lawyer and all of my
notices and my pay stubs. Your wife probably qualifies for legal aid,
if she would have trouble paying for this help. |
Lily Meliae
Rating: 
Votes: 1 (Vote!) | | Posted on Wednesday, August 15, 2001 - 8:55 am: |
|
My
sister gets Medicaid and SSI in Kentucky. She has credit card debt of
about $5000.00and has no way to repay it;what will happen if the credit
card issuers take her to court?
Reply by Paul You should check with a local attorney. Thsis a bankruptcy and Kentucky state law question.
(Also would SSI consider a cash advance as income?)
Reply by Paul I am sorry I am not sure. I should know, but don't.
I've been reading your messages here from others and I think it is
horrible what people have to go through to try to survive when disabled
and being treated like criminals if they try to find a little extra to
live on when it is obvious they aren't receiving anywhere near the
amount it takes to survive today. I have a friend who applied for SSD,
being in excruciating pain after an injury and after having taken care
of herself all her life.and they treated her as a liar until she
finally got an MRI at her own expense(Which I don't see how she'll ever
get it paid for) and the MRI proved she had terrible pain. What is
going on when so many people are treated so horribly after already
losing their normal lives? No health professional. whether a social
security employee or a patient's private doctor shpould be allowed to
treat these applicant's as liars without proof or to tell them they
"look" like they are able to go back to work. People are being treated
in what would be an illegal maner in many other situations and I have
seen the damage it does to their self esteem when they've already lost
so much--employment, health, possessions!! It is appalling. |
janice nicholson
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 30, 2001 - 10:02 am: |
|
If a person has applied for ssi but not yet approved can they still get medicade in NC. What are the laws in NC.
Reply by Paul
Different states have different rules for whether you can pursue a
Medicaid claim while you are in the process of applying for SSI or
Social Security Disabilty. Each state can set its own rules. In North
Carolina, the decisions are independent of each other. You can apply
for Medicaid, and sometimes get it, even when the Social Security
Administration is denying your claim for disability.
In South
Carolina, the procedure is the same, EXCEPT that, when the Social
Security Administration finally issues a decision, the state will
conform to that decision, if it is on medical grounds.
As a
practical matter, this means it is difficult to get Medicaid while you
are appealing your Social Secuirty or SSI case in South Carolina, but
not so difficult in North Carolina.
I quite frankly do not know how Medicaid is handled in other states, and invite comments about it.
Take care. |
Michael Rodriguez
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, September 24, 2001 - 1:25 pm: |
|
Columbia,
SC....My mother is 51 and she has Lung Cancer. She works for a County
Courthouse and has been told she cannot return to work there stating it
is too much of a liability. She will have to go through Cobra in
October; but she cannot afford that. Is she eligible for Disability?
What would be needed to show being "disabled"? If she is eligible for
disability, would she be eligible for Medicaid?
Reply by Paul
If she is able to work but they are refusing to take her back, she
might have an Americans with Disability Act claim. I am not an expert
in this sort of claim, and she would have to look elsewhere for further
ideas about that.
If she is not able to work, if she is a
state employee she should file for disability under the state long term
disability plan. It is very important that she do this before she gets
off of the payroll.
If she has lung cancer she needs
insurance desperately. Can she get that continued while she is drawing
long term disability? Can the family chip in and pay for the Cobra?
There is charitable assistance available in Columbia, but it is not the
same as private care.
She should apply for both Medicaid and Social Security if she cannot work.
As
to whether she might be successful, that is a more difficult question
that calls for some give and take with a lawyer, who needs to know what
her limitations are as a result of her condition. |
Tara Vicari
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, January 17, 2002 - 3:48 pm: |
|
My mother is 54 and has been denied for her disability. She started
drawing disability in 1992 and in 1996 my father passed away. She was
only 49 at the time, so she was not eligible to receive anything from
my fathers social sercurity because she was not disabled and 50. Two
months before she turned 50 Social Sercurity terminated her benefits.
She did try to go back to work will she filled out the appeal papers,
but could not handle it and it lead to 2 more operations. Since then my
husaband and I have been paying her bills to keep her going. She has
been thru 2 or 3 appeals and still nothing. She does draw a small check
from SSI and is receiving Medicaid. She went for a hearing 2 weeks ago
and I am afraid that she will be denied again, so my question is will
SSI stop automatically if so?
The whole system is very depressing to deal with and aggrevating.
Thank |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, January 20, 2002 - 8:01 am: |
|
Not automatically. It depends on whether disabilty was in issue at the hearing. Get an attorney, please, for her sake.
Take care and good luck. |
Heather Moore
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, March 05, 2002 - 1:03 pm: |
|
-Mecklenberg County, Charolette North Carolina
My Question is this:
-A 51 Yr. Old female has just been Amputated. She is currently
recieving $500 a mo. of SSI. How long does she have to wait to apply
for Medicaid. (We were told 2 yrs, Why?)
-What services are available to help with the reconstruction of her home to make it Wheelchair accessable?
Thank you for your time. I would like phone numbers as well. |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, March 16, 2002 - 6:11 am: |
|
Heather, 1. If she is actually getting SSI, as opposed to Social
Security disability, she should be getting Medicaid already.
She
can tell if she is getting SSI if she receives a check by looking just
before the dollar figure. If it says SSI there, that is the sort of
check she is getting. Those checks also come in a blue envelope; Social
Security checks in a brown one.
If she is getting a bank
deposit, she can tell by the day of deposit. SSI checks always come on
the first day of the month; Social Security checks never do.
2.
If she is not getting SSI, then the check is probably a Social Security
Disability check. In that case, she should go down to North Carolina
Social Services and ask for Medicaid. She might or might not qualify
depending on her other income and resources. If she doesn't qualify,
sometimes there are things she can do.
3. To answer a
question that you have not asked, if she is getting Social Security
Disability, she will eventually also get Medicare. There is a two year
wait after the date she should have gotten her first check for
Medicare. That could be the two year wait someone told you about.
4.
I am not sure about the services to help with the wheelchair. Ask
around, and if you find something out, pass the favor forward by
posting it here.
I am not sure what you mean by phone numbers.
Take care. |
Dawn Kearns
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, July 29, 2002 - 10:45 am: |
|
I work as a Support Coordinator with the Butler County Board of MR/DD
in Ohio. I have a family (mom and disabled adult child) who are
thinking of moving to the Myrtle Beach area. Where should I call to get
them set up with applying/transferring information about benefits? He
currently receives SSI, Medicaid, and Food Stamps. What is the length
of time before he would start to actually receive the benefits? Any
help/infomation/advice would be greatly appreciated.
Dawn Kearns, Support Coordinator BCBMRDD |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, August 22, 2002 - 5:20 am: |
|
Dawn, generally you contact State Social Services for Food Stamps, and
the nearest Social Security office for SSI. Medicaid will come with
SSI; if you are not entitled to SSI, there are other ways to get
Medicaid; for them contact State Social Services. |
skip crawford
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, March 11, 2003 - 2:34 pm: |
|
my wife covers the family with her health insurence we are moving out
of state in a few months so she will be between jobs and uninsured
i have a heart conditions and are on 15 different
meds. will their be a delay with myself for insurence through ssi for meds. |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Thursday, March 20, 2003 - 6:07 am: |
|
Skip, let me try to re-ask your question, and I will answer the
re-asked question. "If I am on SSI, and we move to another state, will
my Medicaid continue?"
The answer to that question is
"probably," which is about as good an answer as I can give. Medicaid
varies somewhat from state to state. Many states will only pay for a
few prescriptions. You really must talk to a person in the state to
which you are moving. Take care. |
william t everett
Rating: N/A
Votes: 0 (Vote!) | | Posted on Saturday, April 26, 2003 - 7:41 pm: |
|
i was told when i was approved for disability after two years i would
automatically start getting medicare but today is 04 26 03 and my two
year period for waiting is over on my birthday on 04 30 03 , i have not
received anything even closely looking like i will start in may of 2003
, could you tell me what i need to do if anything? |
Paul McChesney (Admin)
Rating: N/A
Votes: 0 (Vote!) | | Posted on Wednesday, May 14, 2003 - 5:47 pm: |
|
I suppose, go down to the local office and ask for it. If they won’t
give it to you, get a lawyer. Medicare starts two years after the first
month for which you get a Social Security Disability check. This month
is always at least 6 months after you become disabled, and is |
