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Should I even bother?

Social-Security-Disability-Forum » Long Term Disability Benefits and Social Security Disability » Should I even bother? « Previous Next »

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Sandy Sweetland (Steelkat)
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Username: Steelkat

Post Number: 1
Registered: 8-2006

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Posted on Wednesday, August 23, 2006 - 8:22 pm:   Edit Post Delete Post View Post/Check IP    Move Post (Moderator/Admin Only) Ban Poster IP (Moderator/Admin only)

Hi, Paul. I am receiving SSDI for 1 yr. I have severe arthritis in my back & lt knee & mod in rt knee, weigh > 300 lbs, am a 5'4" 59 yr old woman, had oral cancer 4 times and 24 oral surgeries, suffer from post gb dumping syndrome which prevents eating out or car trips over 30 minutes (need unrestricted BR access 24/7), cannot do stairs, can't sit for long, can't life over 10 #, have carpal tunnel syndrome both hands, take thyroid
med, hearing loss both ears, retinal tear in lt eye, arthritic shoulders that preclude any reaching or holding phone to my ear for long (my hands go numb), can no longer wear a bra because of pain (and I am big busted), can't stand in one place for more than a few minutes, must keep my feet elevated because of lower leg edema (I take diuetics), must lay down through out the day to relieve pain.

I am receiving LTD through my employer (my previous job 8 hr on my feet). The insurance company says benefit will cease after 2 yrs because they say I can do sedentary work....like in an office. They made this decision without reviewing my entire med history. I couldn't sit for 8 hrs. nor use a mouse for any length of time. I have HS diploma & no clerical skills. I missed a lot of work and would have to lie to about it to get any job. Do you think it would be worth the stress and expense of hiring an attorney for the extra $450 a month I would get from disability company (to sue) when I can start collecting company pension to replace some of that lost disability income? The smart *ss kid from the insurance company (when I told him I could not sit for more than 30 min at a time) told me, "You won't be chained to your desk." I resented his tone. Should I bother to fight them? Do I stand a chance of winning? And at what emotional cost? Thank you very much for your advice again, Paul.
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Sandy Sweetland (Steelkat)
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Username: Steelkat

Post Number: 2
Registered: 8-2006

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Posted on Wednesday, August 23, 2006 - 10:41 pm:   Edit Post Delete Post View Post/Check IP    Move Post (Moderator/Admin Only) Ban Poster IP (Moderator/Admin only)

I just read in another string that company disability is normally less difficult to get than social security disability. Not with my company. I was approved 6 weeks after applying for SSD. It took months to get the insurance company to approve LTD. I just found out that it will end after two years. They have already decided that I can sit at a desk and "do clerical work or find a job as a taxi cab dispatcher". I don't have any clerical skills and there aren't any taxi cab companies within 20 miles of where I live. They don't care what my doctors say I can or cannot do. How can they get away with this? They have made a capricious and cavalier decision with complete disregard of my medical limitations. If I could send them a large load of manure and dump it on their desks...I surely would.

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