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Q. about First Steps As I Begin to Ha...

Social-Security-Disability-Forum » Q. about First Steps As I Begin to Have Problems Working  

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Roddy Hubbell
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Posted on Sunday, August 08, 2004 - 5:17 pm:   Edit Post Delete Post View Post/Check IP    Move Post (Moderator/Admin Only) Ban Poster IP (Moderator/Admin only)
I am 38 y/o male. When I was 18, 1985 I was diag. with a slight herniation of L4. I had a laminectomy and had no problems until fighting a fire (career) in 1991. I then had a hemilaminectomy and was out of work for 6 months. Thats 2 surgeries. No one mentioned anything to me then, I was 24, about disability benefits or the future etc...now, 13 years later, I may have more problems with the L4 again as Im out of work with bedrest until my MRI can be scheduled. Should I be frustrated with my employer or should I get a lawyer. I dont know anything about disability other than I was given a 5% in 1991. Can I or should I at the Drs. suggestion retire from the fire service and "go out on disability", which I have heard of...I just dont understand....Thanks
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Paul McChesney (Admin)
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Registered: 5-2004

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Posted on Sunday, September 05, 2004 - 6:01 am:   Edit Post Delete Post View Post/Check IP    Move Post (Moderator/Admin Only) Ban Poster IP (Moderator/Admin only)
Roddy, it would be a good idea to sit down and talk to a lawyer about your options.
I here make a list of the more common sources of income if you become unable to perform your past work. A few of these might apply to you; all of them almost certainly will not:
worker's compensation if your injury was caused or aggravated by work
long term disability or short term disability if you or your employer have that sort of insurance
social security disability if your condition is going to last more than a year and if it totally disables you from all work
lighter work if you have the stamina and skills for it
education which enables you to perform nonexertional work
Each of these alternatives has barriers to entry
Each of these alternatives has serious disadvantages and significant advantages
To see if any will help you, you should gather all of your benefit booklets from work and sit down with a good disability lawyer.
Take care and good luck. Be careful with your back and your situation. You are going through a critical time in your life and you must study each step.

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