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Suzanne

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Posted on Sunday, July 15, 2001 - 5:23 pm:   

My husband has been receiving Social Security Disability benefits since 1996. I have been a stay-at-home Mom and have an opportunity to work outside of the home. My question is: how will my income effect my husband's SS Disability benefits? I remember once being told by the SS Administration that a spouse was allowed to make up to $9600 per year without it reducing the disabled spouse's benefits but I can't find any information about that at the SS website or any place else. I would like to know if there is a maximum amount of income that is allowed from a non-disabled spouse before the disabled spouse's benefits are reduced, offset or eliminated or can I have my own income without it affecting my husband's disability benefits? References to SS publications would be appreciated. Thanks.

Reply by Paul The amount of Social Security disability that your husband gets, and the amount that his children get under his check, are not affected by your income. Make as much as you can. If he were drawing SSI, which is a check paid to people who have not worked enough to qualify for Social Security Disability, his check would be reduced if you make more than a certain amount.

SSI checks come in a blue envelope, often come on the first day of the month, and have the letters SSI before the dollar amount. Social Security checks often come on the third, come in a tan envelope, and have the words Soc Sec for Ins before the dollar amount. If you have direct deposit, you have to ask the Administration which it is. Have him call 1 800 772 1213.

Take care.

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